Skip Navigation

Sears Credit Offers Members


Apply Now
Apply Now
Apply Now
Apply Now
Apply Now
My Card Account
Apply Now
Apply Now
Apply Now
Apply Now
TV

Home Appliances

5% OFF ON APPLIANCES§ OVER $499+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON APPLIANCES§ OVER $499+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 1 - May 28, 2016

See Financing Disclosures & Exclusions

shop now

TV

Consumer Electronics

5% OFF ELECTRONICS ITEMS^^ OVER $599+OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON ELECTRONICS ITEMS^^ OVER $599+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.  

Offer valid May 1 - May 14, 2016

See Financing Disclosures & Exclusions

 

5% OFF ELECTRONICS ITEMS^^ OVER $299+ ONLINE & NO MINIMUM FOR IN-STORE OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON ELECTRONICS ITEMS^^ OVER $299+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.  

Offer valid May 15 - May 21, 2016

See Financing Disclosures & Exclusions

 


5% OFF ELECTRONICS ITEMS^^ OVER $599+OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON ELECTRONICS ITEMS^^ OVER $599+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.  

Offer valid May 22 - May 28, 2016

See Financing Disclosures & Exclusions

shop now

Fitness

Fitness

5% OFF ON FITNESS EQUIPMENT ITEMS& OVER $299+OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON FITNESS EQUIPMENT ITEMS& OVER $299+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 1 - May 28, 2016

See Financing Disclosures & Exclusions

shop now

Fitness

Lawn & Garden

5% OFF ON LAWN & GARDEN ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON LAWN & GARDEN ITEMS OVER $299+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 1 - May 14, 2016

See Financing Disclosures & Exclusions

 

5% OFF ON LAWN & GARDEN ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 18 MONTHS** ON LAWN & GARDEN ITEMS OVER $299+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 15 - May 21, 2016

See Financing Disclosures & Exclusions

 

5% OFF ON LAWN & GARDEN ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON LAWN & GARDEN ITEMS OVER $299+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 22 - May 28, 2016

See Financing Disclosures & Exclusions

shop now

Fitness

Tools

5% OFF TOOLS+++ IN STORE / ONLINE OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON TOOLS PURCHASES+++ OVER $299+ IN STORE ONLY.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 1 - May 28, 2016

See Financing Disclosures and Exclusions

shop now

Fitness

Outdoor Living/Seasonal

5% OFF ON OUTDOOR LIVING/ SEASONAL ITEMS++++ OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON OUTDOOR LIVING/SEASONAL ITEMS++++ OVER $299+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 1 - May 28, 2016

See Financing Disclosures & Exclusions

shop now

Fitness

Game Room/Sporting Goods

5% OFF ON GAME ROOM/SPORTING GOODS ITEMSV OVER $299+ ONLINE OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON GAME ROOM/SPORTING GOODS ITEMSV OVER $299+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required

Offer valid May 1 - May 14, 2016

See Financing Disclosures & Exclusions

 

5% OFF ON GAME ROOM/SPORTING GOODS ITEMSV OVER $299+ ONLINE OR NO INTEREST IF PAID IN FULL WITHIN 18 MONTHS** ON GAME ROOM/SPORTING GOODS ITEMSV OVER $299+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required

Offer valid May 15 - May 21, 2016

See Financing Disclosures & Exclusions

 

5% OFF ON GAME ROOM/SPORTING GOODS ITEMSV OVER $299+ ONLINE OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON GAME ROOM/SPORTING GOODS ITEMSV OVER $299+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required

Offer valid May 22 - May 28, 2016

See Financing Disclosures & Exclusions

shop now

Fitness

Fine Jewelry

NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON FINE JEWELRYVI OVER $299+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 1 - May 28, 2016

See Financing Disclosures & Exclusions

 

5% OFF ON FINE JEWELRY OR WATCHESVI (regular & sale priced item only).

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 1 - May 28, 2016

See Financing Disclosures & Exclusions

shop now

Fitness

Auto

NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** ON AUTOMOTIVE ITEMS & TIRES&& OVER $399+ IN-STORE & OVER $80+ ONLINE ONLY OR NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS** ON AUTOMOTIVE & TIRE PURCHASES&& OVER $199+ AT PARTICIPATING STORES.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 1 - May 14, 2016

See Financing Disclosures & Exclusions

 

5% OFF ON AUTOMOTIVE OR TIRES&& ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** ON AUTOMOTIVE ITEMS OR TIRES(R) OVER $399+ IN-STORE AND $80+ ONLINE ONLY OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** ON AUTOMOTIVE OR TIRE PURCHASES&& OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS** ON AUTOMOTIVE OR TIRE PURCHASES&& OVER $199+ AT PARTICIPATING STORES.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 15 - May 21, 2016

See Financing Disclosures & Exclusions

 

NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** ON AUTOMOTIVE ITEMS & TIRES&& OVER $399+ IN-STORE & OVER $80+ ONLINE ONLY OR NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS** ON AUTOMOTIVE & TIRE PURCHASES&& OVER $199+ AT PARTICIPATING STORES.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 22 - May 30, 2016

See Financing Disclosures & Exclusions

 

shop now

Fitness

Furniture

5% OFF ON SELECT FURNITURE ITEMS¥ OVER $499+ OR NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** ON SELECT FURNITURE ITEMS¥ WITHIN 24 MONTHS** OVER $499+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 1- May 7, 2016, In-store and online

See Financing Disclosures & Exclusions

 

5% OFF ON SELECT FURNITURE ITEMS¥ OVER $499+ OR NO INTEREST IF PAID IN FULL WITHIN 60 MONTHS** ON SELECT FURNITURE  ITEMS¥ OVER $499+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

-5% off on select Furniture items over $499+
-No interest if paid in full within 18 months** on select Furniture items $499+ - $999.99+
-No interest if paid in full within 24 months** on select Furniture items $1,000+ - $2,499.99+
-No interest if paid in full within 48 months** on select Furniture items $2,500+ - $3,499.99+
-No interest if paid in full within 60 months** on select Furniture items $3,500+ and above

Offer valid May 8- May 28, 2016, In-store and online

See Financing Disclosures & Exclusions

shop now

Fitness

Mattresses

­­­­­­­­­­5% OFF ON MATTRESSES/FOUNDATIONS OVER $599+ OR NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** ON MATTRESSES/FOUNDATIONS OVER $599+.

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

Offer valid May 1 - May 7, 2016, In-store and online.

See Financing Disclosures & Exclusions

 

5% OFF ON MATTRESSES/FOUNDATIONS OVER $599+ OR NO INTEREST IF PAID IN FULL WITHIN 60 MONTHS** ON ASSORTED MATTRESSES/FOUNDATIONS OVER $599+ .

Offer requires the use of a qualified Sears card. Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

- 5% off on Mattresses/Foundations over $599+
- No interest if paid in full within 18 months** on Mattresses/Foundations $599+ - $999.99+
- No interest if paid in full within 24 months** on Mattresses/Foundations $1,000+ - $2,499.99+
- No interest if paid in full within 48 months** on Mattresses/Foundations $2,500+ - $3,499.99+
- No interest if paid in full within 60 months** on Mattresses/Foundations $3,500+ and above

Offer valid May 8 - May 28, 2016, In-store and online.

See Financing Disclosures & Exclusions

shop now

Apparel

Apparel

­­­­­­­­­­­­­­­­­­­­5% OFF ON WOMEN’S, KIDS, MENS, INTIMATES & ACCESSORIES ITEMS‡‡

Offer requires the use of a qualified Sears card.

Offer valid May 8 - May 14, 2016, In-store and online.

See Details 

 

5% OFF FOOTWEAR‡‡

Offer requires the use of a qualified Sears card.

Offer valid May 8 - May 14, 2016, In-store and online.

See Details 

 

shop now


 

+Purchase requirement before taxes, fees, and after other discounts and must be made in a single transaction.

* Subject to credit approval.

Offers may not be combinable with other Sears card offers.

**IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):  

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment.  Minimum payments required.

With credit approval, for qualifying purchases made on a Sears card (Sears Commercial One® accounts excluded) Sears Home Improvement AccountSM valid on installed sales only. Offer is only valid for consumer accounts in good standing; is subject to change without notice; see store for details. May not be combined with any other promotional offer.

Sears cards:

As of 5/3/2016, APR for purchases: Variable 7.49%-27.49% or non-variable 14.00%-29.99%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you.  Sears cards are issued by Citibank, N.A..

Shop Your Way® 5% OFFER

§§Qualifying Sears card purchases earn 5% in points on first $1,000 in spend and 1% on amounts over $1,000 of a qualifying Outdoor Living, Lawn & Garden purchase. 5% in points offer is inclusive of any base points earned on qualifying purchases. (Sears card 5% in points offer equals 4% in extra points up to a total of 50,000 points per day. Daily single transaction amount above $1,000 will receive 1% in base points.) Extra points expire 90 days once received. Base points expire one year after issuance. Offer valid 4/3/2016-5/28/2016 for qualifying purchases made at participating Sears locations & sears.com for items marked Sold by Sears. Points awarded after discounts and before taxes have been applied and will post to your Shop Your Way® account the day after qualifying purchase is made. Exclusions: (1) Deferred interest transactions; (2) Sears Commercial One®, Sears Home Improvement AccountsSM and Sears SelectSM MasterCard accounts; (3) Purchases from Sears Marketplace; (4) Layaway contracts; (5) Sears Hometown Stores, Sears Appliance & Hardware Stores, Sears Appliance Showrooms and Sears Outlet Stores. Subject to credit approval. By accepting Shop Your Way® member benefits and offers, you agree to the Shop Your Way® terms and conditions, available at www.shopyourway.com/terms. Must remain opted-in to receiving promotional emails from Shop Your Way® to earn extra points. When extra point offers are combined, total points earned will be less than the combined point totals for each individual offer. The Shop Your Way® program is offered by Sears Holdings Management Corporation.


HOME APPLIANCES

§Subject to credit approval. Offers may not be combined with other Sears card offers. For on-line transactions, the required transaction amount is based on the single item selected. Select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.  Offer available on items sold by Sears only. Excludes  Jenn-Air, Dacor, Fisher & Paykel, Electrolux, floor care, sewing machines, countertop microwaves, air conditioners, fans, heaters, humidifiers, dehumidifiers and floor care accessories. Excludes closeouts, clearance, Smart Buys, Hot Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.  May not be combined with other promotional offers.  In-store offers may vary.   Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.  

LAWN & GARDEN

Subject to credit approval. Offers may not be combined with other Sears card offers. For on-line transactions, the required transaction amount is based on the single item selected. Select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.  Offer available on items sold by Sears only. Excludes closeouts, clearance, Smart Buys, Hot Buys. Unilateral Pricing Policy (UPP) and Everyday Great Price items.  Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.

FITNESS

&Subject to credit approval.  Offers may not be combined with other Sears card offers. For on-line transactions, the required transaction amount is based on the single item selected. Select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.  Offer available on items sold by Sears only. Excludes closeouts, clearance, Smart Buys, Hot Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.  Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.

CONSUMER ELECTRONICS

^^Subject to credit approval.  Offers may not be combined with other Sears card offers. For on-line transactions, the required transaction amount is based on the single item selected.  Select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.  Offer available on items sold by Sears only.  In-store offers may vary. Excludes video game hardware, Bose, Onkyo, Apple, prepaid calling cards, iTunes, computers, tablets, eReaders, Canon DSLR, Sony camcorders, Sony DSLR and lenses, Nikon DSLR and lenses, Everyday Great Price, and Unilateral Pricing Policy items. Excludes closeouts, clearance, Smart Buys, Hot Buys.  Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.

TOOLS

+++Subject to credit approval. Offers may not be combined with other Sears card offers. For on-line transactions, the required transaction amount is based on the single item selected. Select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.  Offer available on items sold by Sears only. Excludes closeouts, clearance, Smart Buys, Hot Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.  Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.

 

MATTRESSES

‡Subject to credit approval. Offers may not be combined with other Sears card offers. For on-line transactions, the required transaction amount is based on the single item selected. Select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.  Offer available on items sold by Sears only. Excludes Serta Coralee, Foreston, Hadley, Taryn, Serta Ebuy, Amber Creek, Willow Park, Sealy Talworth, Anaheim, Basford, Dunlap, Sealy Ebuy, Beautyrest Black, Comforpedic and Tempur-Pedic.  Excludes closeouts, clearance, Smart Buys, Hot Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.  Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.

FURNITURE

¥Subject to credit approval. Offers may not be combined with other Sears card offers. For on-line transactions, the required transaction amount is based on the single item selected. Select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.  Offer available on items sold by Sears only. Excludes closeouts, clearance, Smart Buys, Hot Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.  Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.

OUTDOOR LIVING/SEASONAL

++++Subject to credit approval. Offers may not be combined with other Sears card offers. For on-line transactions, the required transaction amount is based on the single item selected. Select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.  Offer available on items sold by Kmart only. Excludes closeouts, clearance, Smart Buys, Hot Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.  Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.

GAME ROOM/SPORTING GOODS

VSubject to credit approval. Offers may not be combined with other Sears card offers. For on-line transactions, the required transaction amount is based on the single item selected. Select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.  Offer available on items sold by Sears only. Excludes closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.  Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.

FINE JEWELRY

VISubject to credit approval. Offers may not be combined with other Sears card offers. For on-line transactions, the required transaction amount is based on the single item selected. Select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.  Offer available on items sold by Sears only. Excludes closeouts, clearance, Smart Buys,Hot Buys,  Unilateral Pricing Policy (UPP) and Everyday Great Price items.  Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.

AUTO

&&Subject to credit approval. Offers may not be combined with other Sears card offers. For on-line transactions, the required transaction amount is based on the single item selected. Select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.  Offer available on items sold by Sears only. Excludes closeouts, clearance, Smart Buys, Hot Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.  Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.

APPAREL

‡‡Subject to credit approval. Offers may not be combined with other Sears card offers. For on-line transactions, the required transaction amount is based on the single item selected. Select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction.  Offer available on items sold by Sears only. Excludes Land's End, LEVIS, Lee, Haggar, Dickies, Jansport, Lamaze, Valmont, Reebok, True Nation, Harbor Bay, Perry Ellis, Island Passport, Synrgy, Rochester, UNITED FACE, Ramonti, Twenty Eight Degrees, Julie France Body Shapers  Excludes closeouts, clearance, Smart Buys, Hot Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.  Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only. Offer valid for consumer accounts in good standing and is subject to change without notice.