Skip Navigation

Sears Credit Offers Members


Apply Now
Apply Now
cardholder
my account
Apply Now
Apply Now
Apply Now
My Card Account
Apply Now
Apply Now

§§HOME APPLIANCE OFFER: Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears Card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing offer. May not be combined with other promotional offers.   Excludes closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items, Jenn-Air, Dacor, floor care, sewing machines, countertop microwaves, air conditioners, fans, heaters, humidifiers, dehumidifiers and floor care accessories.


TV

Home Appliances

10% IN POINTS(A) ON SELECT HOME APPLIANCES§§ ITEMS OVER $499+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS**on select home appliance§§ items over $499+. 

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months. Offer requires the use of a qualified Sears Card. 

Offer valid February 1st through February 25th, 2017.  

See Financing Disclosures & Exclusions

shop now

TV

Consumer Electronics

NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on Electronics^^ items over $597+.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months. Offer requires the use of a qualified Sears Card.

Offer valid February 1st through February 4th, 2017.

See Financing Disclosures & Exclusions

 

NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on Electronics^^ items over $597+.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.  Offer requires the use of a qualified Sears Card.

Offer valid February 19th through February 25th, 2017.

 See Financing Disclosures & Exclusions

shop now

Fitness

Fitness

5% OFF ON FITNESS EQUIPMENTV ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on fitness equipmentV items over $299+. 

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months. Offer requires the use of a qualified Sears Card.

Offer valid January 1st through January 31st, 2017.

See Financing Disclosures & Exclusions

shop now

Fitness

Lawn & Garden

5% OFF ON LAWN & GARDEN ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on lawn and garden items over $299+.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.  Offer requires the use of a qualified Sears Card.

Offer valid January 1st through January 31st, 2017.

See Financing Disclosures & Exclusions

shop now

Fitness

Tools

5% OFF TOOL PURCHASES IN STORE & ONLINE+++ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on tools+++ items over $299+ in-store only.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months. Offer requires the use of a qualified Sears Card.

Offer valid January 1st through January 31st, 2017.

See Financing Disclosures & Exclusions

shop now

Fitness

Outdoor Living/Seasonal

5% OFF ON OUTDOOR LIVING++++ ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on outdoor living++++ items over $299+. 

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.  Offer requires the use of a qualified Sears Card.

Offer valid January 1st through January 31st, 2017.

See Financing Disclosures & Exclusions

shop now

Fitness

Game Room/Sporting Goods

5% OFF ON GAME ROOM/SPORTING GOODSV ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on game room/sporting goodsV items over $299+. 

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.  Offer requires the use of a qualified Sears Card.

Offer valid January 1st through January 31st, 2017.

See Financing Disclosures & Exclusions

shop now

Fitness

Fine Jewelry

NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS** on Fine JewelryVIII items over $299+. 

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.  Offer requires the use of a qualified Sears Card.

Offer valid January 8th through January 31st, 2017.

See Financing Disclosures & Exclusions

shop now

Fitness

Auto

NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 6 months** on automotive and tire^^^ items over $199+ made at participating stores
-12 months** on automotive and tire^^^ items over $399+ made at participating stores
-12 months** on automotive and tire^^^ items over $80+ made online only

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. Offer requires the use of a qualified Sears Card.

Offer valid January 1st through January 31st, 2017.

See Financing Disclosures & Exclusions

shop now

Fitness

Furniture

5% OFF ON SELECT FURNITURE¥ ITEMS OVER $499+ OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD on select furniture¥ items over $499+:

-18 months** on select Furniture items $499+ - $1499.99+
-24 months** on select Furniture items $1,500+ - $2,499.99+
-48 months** on select Furniture items $2,500+ - $4,099.99+
-60 months** on select Furniture items $4,100+ and above

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears Card.

Offer valid January 1st through January 21st, 2017.

See Financing Disclosures & Exclusions

 

5% OFF ON SELECT FURNITURE¥ ITEMS OVER $499+ OR NO INTEREST IF PAID IN FULL 12 MONTH on select furniture¥ items over $499:

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears Card.

Offer valid January 22nd through January 31st, 2017.

See Financing Disclosures & Exclusions

shop now

Fitness

Mattresses

5% OFF ON MATTRESSES/FOUNDATIONS ITEMS OVER $599+ OR NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS on assorted mattress/foundations items over $599+.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 12 months.  Offer requires the use of a qualified Sears Card.  

Offer valid January 22nd through January 31st, 2017.

See Financing Disclosures & Exclusions

shop now


+  For on-line transactions, the required minimum transaction amount is based on the single item selected and you must select Special Financing offer on the payment page in checkout. For in-store transactions, purchase requirement amount is less coupons, discounts and reward certificates, and does not include tax, installation, delivery, shipping or fees, and must be made in a single transaction. 

Offers may not be combinable with other Sears card offers.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered): 

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment.  Minimum payments required.

With credit approval, for qualifying purchases made on a Sears card (Sears Commercial One® accounts excluded) Sears Home Improvement AccountSM valid on installed sales only. Offer is only valid for consumer accounts in good standing; is subject to change without notice; see store for details. May not be combined with any other promotional offer.

Sears cards: As of 12/21/2016, APR for purchases: Variable 7.74% – 25.74% or non-variable 5.00% – 26.49%. Minimum interest charge: up to $2. See card agreement for details, including APR applicable to you.

Sears cards are issued by Citibank, N.A..

HOME APPLIANCE POINTS OFFER

*Offer valid 12/25/2016–1/31/2017 for qualifying purchases made at participating Sears locations and Sears.com for items marked Sold by Sears. See www.sears.com/creditoffers for participating locations. Points awarded after discounts and before taxes have been applied and will post to your Shop Your Way® account the day after qualifying purchase is made. Exclusions: (1) Deferred interest transactions; (2) Sears Commercial One®, Sears Home Improvement AccountSM and Sears SelectSM MasterCard accounts; (3) Layaway contracts; (4) Sears Hometown Stores, Sears Appliance & Hardware Stores, Sears Appliance Showrooms and Sears Outlet Stores. Subject to credit approval. By accepting Shop Your Way® member benefits and offers, you agree to the Shop Your Way® terms and conditions, available at www.shopyourway.com/terms. The Shop Your Way program is offered by Sears Holdings Management Corporation.


HOME APPLIANCES

§§Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing offer. May not be combined with other promotional offers.   Excludes closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items, Jenn-Air, Dacor, floor care, sewing machines, countertop microwaves, air conditioners, fans, heaters, humidifiers, dehumidifiers and floor care accessories.

HOME APPLIANCE POINTS OFFER
(A) Offer valid 2/1– 2/25/2017 for qualifying purchases made at participating Sears locations and Sears.com for items marked Sold by Sears. Points awarded after discounts and before taxes have been applied and will post to your Shop Your Way® account the day after qualifying purchase is made. Exclusions: (1) Deferred interest transactions; (2) Sears Commercial One®, Sears Home Improvement AccountSM and Sears SelectSM MasterCard accounts; (3) Layaway contracts; (4) Sears Hometown Stores, Sears Appliance & Hardware Stores, Sears Appliance Showrooms and Sears Outlet Stores. Subject to credit approval. By accepting Shop Your Way® member benefits and offers, you agree to the Shop Your Way® terms and conditions, available at www.shopyourway.com/terms. The Shop Your Way program is offered by Sears Holdings Management Corporation

LAWN & GARDEN

Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears card and is subject to credit approval.  Excludes Sears Commercial One accounts.  Sears Home Improvement AccountSM applies on installed merchandise only.  Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing.   May not be combined with other promotional offers.   Excludes Everyday Great Price items.

FITNESS

&Offer available on items sold by Sears only.   In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears card and is subject to credit approval.   Excludes Sears Commercial One® accounts. Sears Home Improvement AccountSM applies on installed merchandise only.  Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. May not be combined with other promotional offers. Excludes Unilateral Pricing Policy (UPP) and Everyday Great Price items.

items.  Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.

CONSUMER ELECTRONICS

^^Offer available on items sold by Sears only.  Subject to change without notice. Offer requires the use of a qualified Sears card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only.  Must select Savings offer or Special Financing offer on the payment page in checkout to get the instant savings or special financing. May not be combined with other promotional offers.  Excludes Unilateral Pricing Policy (UPP) items, Everyday Great Price items, video game hardware, BOSE®, prepaid calling cards, iTunes, Canon DSLR, Nikon® DSLR and lenses, Samsung®, Sharp®, LG and Sony UPP merchandise, computers, converter boxes, tablets, eReaders, streaming players, Belkin WeMo, Phillips Hue and Withings.

TOOLS

+++Offer available on items sold by Sears only. In-store offers vary.  Subject to change without notice.  Offer requires the use of a qualified Sears card and is subject to credit approval.  Excludes Sears Commercial One ® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only.  Must select the Special Financing offer on the payment page in checkout to get special financing.  May not be combined with other promotional offers.   Excludes Unilateral Pricing Policy (UPP) and Everyday Great Price items.

MATTRESSES

‡Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement Account SM applies on installed merchandise only.  Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. May not be combined with other promotional offers.  Excludes Unilateral Pricing Policy (UPP), Everyday Great Price items, Serta Coralee, Foreston, Hadley, Taryn, Serta Ebuy, Amber Creek, Willow Park, Sealy Talworth, Anaheim, Basford, Dunlap, Sealy Ebuy, Beautyrest Black, Comforpedic and Tempur-Pedic.

FURNITURE

¥Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears card and is subject to credit approval.  Excludes Sears Commercial One® accounts. Sears Home Improvement AccountSM applies on installed merchandise only.  Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. May not be combined with other promotional offers.  Excludes Unilateral Pricing Policy (UPP), Everyday Great Price items.

OUTDOOR LIVING/SEASONAL

++++Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only.  Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. May not be combined with other promotional offers.   Excludes Hot Buys, Unilateral Pricing Policy (UPP), and Everyday Great Price items.

GAME ROOM/SPORTING GOODS

VOffer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Seas card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only.  Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing.   May not be combined with other promotional offers.   Excludes Unilateral Pricing Policy (UPP) and Everyday Great Price items.

FINE JEWELRY

VIOffer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only.  Must select the Savings offer or Special Financing offer on the payment page in checkout to get special financing.   May not be combined with other promotional offers. 

VIIIOffer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only.  Must select Special Financing offer on the payment page in checkout to get instant savings or special financing.   May not be combined with other promotional offers.

AUTO

^^^Offer available on items sold by Sears only.  Subject to change without notice. Offer requires the use of a qualified Sears card and is subject to credit approval.  Excludes Sears Commercial One accounts.  Sears Home Improvement AccountSM applies on installed merchandise only.  Must select Special Financing offer on the payment page in checkout to get the special financing. May not be combined with other promotional offers. 

CLOTHING

‡‡Offer available on items sold by Sears only. Must select the Savings offer on the payment page in checkout to get instant savings. May not be combined with other promotional offers. In-store offers may vary. Offer valid for consumer accounts in good standing and is subject to change without notice. Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only. Excludes Unilateral Pricing Policy (UPP) and Everyday Great Price items.