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Lease It

Take it home today. Flexible payments. Age & income requirements apply.

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Layaway

Lock in today's low prices, anytime with online layaway.

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Credit Cards

Enjoy extra savings, special financing and member points.

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Leasing, Layaway and Sears Card also available at Kmart

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Find the best way to pay for your purchase at Sears

When you're shopping for items you need, you want to pick the best payment option for your lifestyle and finances. That's why Sears offers three convenient payment options for purchases big and small. Whether you're looking for home appliances or picking out a set of new clothes, you can choose from the convenience of our leasing program, the security of our layaway plan, or just buy the item on the spot with a new Sears credit card.

If you’re looking to bring home a big ticket as soon as possible, then our leasing program makes sense. Simply pick your purchase from our online leasing store and you can enjoy your new television, dishwasher or backyard trampoline while you pay it off. If you’re looking for a more gradual ownership option, take a look at our layaway program. You can reserve a purchase, and we'll keep your items on hold while you pay it off over an eight-week period for you. With layaway, you can cancel at any time for a full refund minus the service and cancellation fees.

If you're looking for a new credit card, check out the great member benefits available with a Sears card or Sears MasterCard® card.  Get 5% off or special financing in select categories. It's hard to beat the convenience of paying by Sears card. Choose the option that fits your lifestyle and budget with payment options at Sears.