Skip Navigation
Members get $20 in points* on purchases of $200 or more with LAYAWAY and LEASE IT

Offer Valid 9/10 – 10/28/17.

Layaway Points awarded within 48 hours after contract completion. Points awarded are valid for 30 days.

Lease IT Points awarded after second payment posts and are valid for 30 days.

†LAYAWAY Details: Service and cancellation fees apply. No cancellation fee in Ohio. All fees nonrefundable. For Sears Layaway, no down payment required at contract initiation. Requires biweekly payments. Total layaway contract amount spread over 4-biweekly payments for an 8-week contract or 6-biweekly payments for a 12-week contract. Maryland, Washington D.C. and online offer 8-week contracts only.

12-week Layaway option available in-store only on purchases of $400 or more. Available only at participating stores. Additional exclusions apply. See store for details.


††LEASE IT DETAILS: Offer valid in-store only on new lease agreements in Sears Full Line stores only. Must be at least 18 years old.

Valid photo ID required. Income requirements apply. Qualifying merchandise of at least $199 is required to enter into a lease at Sears.

Excludes non-durable goods, footwear and apparel items. This is a lease transaction. All lease agreements require an approximate

5-month minimum term. The 5-month term assumes either a monthly payment schedule over five months, or biweekly/28-day

payment schedule over 140 days. At the end of the minimum term, leasing customer can: (1) continue to lease by making payments

in the same amount and on the same payment schedule; (2) exercise a purchase option per the terms of the lease agreement

(not available in NJ, VT, WI & WV); or (3) return leased items to Why Not Lease It. Online lease applications can be approved online

but products must be picked up in-store and application completed. TEMPOE, LLC dba Why Not Lease It is an independent service

provider and not an affiliate or licensee of Sears, Kmart, Shop Your Way or any other Sears Holdings Corporation or affiliate.


*By accepting Shop Your Way® member benefits and offers, you agree to the Shop Your Way terms and conditions, available

at Members earn points on qualifying purchases, excluding sales taxes and other fees.

see details

Lease It

Take it home today. Flexible payments. Age & income requirements apply.

Learn more


Lock in today's low prices, anytime with online layaway.

Learn more

Credit Cards

Enjoy extra savings, special financing and member points.

Learn more

Leasing, Layaway and Sears Card also available at Kmart

Learn more

Find the best way to pay for your purchase at Sears

When you're shopping for items you need, you want to pick the best payment option for your lifestyle and finances. That's why Sears offers three convenient payment options for purchases big and small. Whether you're looking for home appliances or picking out a set of new clothes, you can choose from the convenience of our leasing program, the security of our layaway plan, or just buy the item on the spot with a new Sears credit card.

If you’re looking to bring home a big ticket as soon as possible, then our leasing program makes sense. Simply pick your purchase from our online leasing store and you can enjoy your new television, dishwasher or backyard trampoline while you pay it off. If you’re looking for a more gradual ownership option, take a look at our layaway program. You can reserve a purchase, and we'll keep your items on hold while you pay it off over an eight-week period for you. With layaway, you can cancel at any time for a full refund minus the service and cancellation fees.

If you're looking for a new credit card, check out the great member benefits available with a Sears card or Sears MasterCard® card.  Get 5% off or special financing in select categories. It's hard to beat the convenience of paying by Sears card. Choose the option that fits your lifestyle and budget with payment options at Sears.