This is how to gift. This is Sears. Shop by layaway.

Buy it your way with lay away

No Money Down Layaway*
No down payment required in store. One penny required down oneline.*
• Pay nothing today!
• 4 to 6 equal payments
• Lock in today's prices
Offer valid on new layaway purchases made in-store and online. Service fees and exclusions apply. See associate for details.*

Offer valid only on new Sears Layaway contracts initiated. No down payment required in store at contract initiation. One penny required down online. Service fees apply. All fees nonrefundable. Cancellation fees apply. No cancellation fee in Ohio. Requires biweekly payments. Total Layaway contract amount spread over 4 biweekly payments for an 8 week contract and 6 biweekly payments for a 12 week contract. 12 week Layaway option available in-store only for purchases of $400 or more.

Sears layaway overview —

4 easy steps to get what you want

  • Shop for virtually anything. Bring your items to any register in the store or add to your shopping cart online.
  • Make your down payment. View sample payment table
  • Make payments every two weeks online or at any Sears register. Use cash, check or debit/credit card.
  • Pick up your items if they are held at the store. For items held at the warehouse, schedule a pick-up or delivery time.
Shop layaway

8-week option layaway facts

  • Service Fee

    is $5 for all new layaway contracts.*

  • Cancellation Fee

    is $15 for all new layaway contracts.*

  • Down Payment

    is $20 or 20% (whichever is greater) and is collected when merchandise is put on layaway.*

  • 4 Easy Payments

    of balance due are required after down payment for an 8-week layaway contract.

Learn more about our 12-week in-store option

Shop these top layaway categories online

Plan for Holidays Appliances For the Home
Shop all Layaway Categories

Are all items online available for layaway?

Items that are eligible for online layaway will be identified as "Available for Layaway" on the individual product page.

Find a Sears layaway location near you*

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Get your layaway questions answered

How long is a Sears layaway contract?

Layaway contracts are 8 weeks. For purchases of $400 or more, a 12-week option is available in-store.

Are there any fees?

Except where prohibited by law, an 8-week contract requires a $5 Service Fee and a 12-week layaway contract requires a $10 Service Fee.*

Can I cancel a layaway contract?

Yes, you can cancel any layaway contract. You will receive a refund of your payments made to date minus the Service and Cancellation Fees.*

Are all items online available for layaway?

Items that are eligible for online layaway will be identified as "Available for Layaway" on the individual product page.

What are my payments?

4 easy payments of balance due are required after down payment for an 8-week contract and 6 easy payments of balance due are required for a 12-week contract.

What if I miss a layaway payment?

You have a 7 day grace period after your payment due date before your contract is cancelled and items are returned to stock. A nonrefundable Cancellation Fee will apply.*

Where can I make my payments?

You can make a payment at the store that holds your contract or online at sears.com/layaway.

Download Layaway Facts Shp layaway

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Availability Online & In-Store In-Store Only
(with a total purchase of $400 or more )
Option 8-week 12-week
Service Fee * $5 $10
Cancellation  
Fee *
$15 $25
Down Payment* $20 or 20%
whichever is greater
$35 or 20%
whichever is greater
Bi-Weekly Payments 4 easy payments
(25% of balance due after down payment)
6 easy payments
(16.7% of balance due after down payment)

* Except where prohibited by law, in which case the payment would be less than that amount. See stores for state specific fee limitations. Down payment includes $5 Service Fee for an 8-week contract and a $10 Service Fee for a 12-week contract. No partial cancellations are permitted. Cancellations can be made only in the store where you opened your contract.

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Buy it your way with Sears Layaway. Get what you want and pay over time. Shop your favorite items, such as clothing, toys and games, electronics, and much more. Then pay on an affordable schedule that fits your budget. Before you know it, you'll be taking your items home, free and clear. But it your way with Sears Layaway provides you with more shopping options. Need more information? Go to Sears.com/Layaway.