How can I use a Sears Card to pay for my online order today?
It easy. Once you have filled your shopping cart, you can complete the application process at the checkout. If approved today, and you choose to use your new Sears Card for your purchase, the items in your cart will be charged to your new Sears Card. Please note that apply and buy is not available for store pick up orders at this time.

Will I see the savings for using my new Sears Card today for my online order?
Yes! If you are approved, your Sears Card savings will automatically be applied to the qualifying items in your cart before you checkout.

When will I receive my Sears Card?
If you are approved, your new Sears Card will arrive by mail in approximately 7-10 business days.

Can I do more shopping before receiving my Sears Card in the mail?
If you are approved and choose to use your card today, all items in your shopping cart will automatically be applied to your Sears Card. Once you receive your new Sears Card in the mail (7-10 days) and activate the card, you can use it for additional purchases on sears.com and in-store.

If you want to do additional shopping before your card arrives, you can shop at any Sears store, Kmart store, or other store that is a member of the Sears Holding Company family. See an associate for details.

Where can I use my new Sears Card?
The Sears Card is accepted at Sears, Kmart, Sears.com, Sears Essentials, Sears Grand, Sears Hardware, Sears Auto Centers, Sears Hometown Stores, Lands' End and landsend.com (all members of the Sears Holdings family of companies). You can also use your Sears Card at Sears Repair and Product Services, Sears Dental, Sears Portrait Studios, Sears Optical, and Sears Flowers.

What are the benefits of having a Sears Card?
In addition to the savings applied to your online order today, cardholders can take advantage of year round money saving offers and benefits.

Monthly savings and valuable coupons for cardmembers
Instant, secure access to your personalized credit score1
Special financing offers
Cardmembers enrolled in Shop Your Way Rewards can earn 2% in Shop Your Way Rewards Points at Sears* for qualifying purchases made with a Sears Card
Cardmembers that are enrolled in Shop Your Way Rewards and are bonus members can earn 5% in Shop Your Way Rewards Points at Kmart** for qualifying purchases made with a Sears Card.
$0 Liability on unauthorized purchases
Additional users at no extra cost
Temporary shopping pass at Sears and Kmart if you forget your card2
Use your card at Sears, Kmart, Sears.com, Kmart.com, Lands End, and more
Citi Identity Theft Solutions

How do I make payments for today purchase placed on my new Sears Card? A monthly billing statement will be mailed to the address provided on the Sears credit card application. Payments can be made at a Sears store, on the Internet through Account Online, or by mail.

Will I be able to access and manage my account online?
Yes! If approved, once you receive your card in the mail and activate your account, you can sign up to access account online by going to www.searscard.com.

1 To access your personalized credit score go to searscard.com, first log-in or enroll in Account Online, click on the Sears Credit Score Access banner or link and then enroll in the Sears Credit Score website. Certain conditions, restrictions, exclusions and requirements apply, including enrollment to receive valuable products and services offers, and Sears card account and Sears Credit Score Access Website activity requirements. Sears card account must be open to access credit score. The credit score provided is the TransUnion TransRisk score, see the Terms and Conditions on the Sears Credit Score Access website for complete details. Sears Credit Score Access is subject to change, including termination, without notice.

* SHOP YOUR WAY REWARDS Terms for purchases made at Sears with Sears card Points will be posted in two phases for the 2% SHOP YOUR WAY REWARDS Sears card offer. Base points at the time of purchase and remaining points may take 7 days or more. Must be a SHOP YOUR WAY REWARDS Member with a valid email address in your member profile and remain opted in to receiving promotional emails from SHOP YOUR WAY REWARDS. Members who unsubscribe at any time from receiving promotional emails from SHOP YOUR WAY REWARDS are no longer Bonus Members but will still receive their 2% SHOP YOUR WAY REWARDS Points; however, they are not eligible for additional promotional points that we may offer from time to time. Membership card or account number must be presented at time of purchase. Members earn Points on Qualifying Purchases, excluding sales taxes, services fees, all donations to charitable organizations, all commercial account purchases, all lottery tickets, licenses, purchases for which Points were redeemed, ServiceLive, Sears and Kmart Licensed Businesses, including but not limited to Optical, Portrait, Hearing, and Tax Services, charges on shipping or delivery, Sears.com purchases that are not completed through the Sears.com cart, Sears or Kmart auctions on ebay, and prescriptions paid for in whole or in part by state and/or federal healthcare programs and prescriptions purchased in AL, AR, NJ, MA and NY and controlled substances prescriptions in LA. Subject to full program terms and conditions available at SHOPYOURWAYREWARDS.com. 2% in Points is inclusive of, and not in addition to, any Base Points earned on Qualifying Purchases. When bonus point offers are combined with base points, total points earned will be less than the combined point totals for each individual offer. See SHOPYOURWAYREWARDS.com for details. During certain holiday shopping periods, Deferred Interest Transactions excluded. See store for details. Citibank is not responsible for products or services offered by other companies. Sears cards are issued by Citibank, N.A. Excludes Sears Commercial OneAccounts, Sears Home Improvement Accounts, and Olan Mills Portrait Studio. Some restrictions apply. The SHOP YOUR WAY REWARDS program is offered by Sears Holdings Management Corporation.

** SHOP YOUR WAY REWARDS Terms for purchases made at Kmart with Sears card Points will be posted in two phases for the 5% SHOP YOUR WAY REWARDS Sears card offer. Base points at the time of purchase. Remaining points may take 7 days or more. Must be a SHOP YOUR WAY REWARDS Member with a valid email address in your member profile and remain opted in to receiving promotional emails from SHOP YOUR WAY REWARDS. Members who unsubscribe at any time from receiving promotional emails from SHOP YOUR WAY REWARDS are no longer Bonus Members and they are not eligible for this promotion. Membership card or account number must be presented at time of purchase. Members earn Points on Qualifying Purchases, excluding sales taxes, services fees, all donations to charitable organizations, all commercial account purchases, all lottery tickets, licenses, purchases for which Points were redeemed, ServiceLive, Sears and Kmart Licensed Businesses, including but not limited to Optical, Portrait, Hearing, and Tax Services, charges on shipping or delivery, Sears.com purchases that are not completed through the Sears.com cart, Sears or Kmart auctions on ebay, and prescriptions paid for in whole or in part by state and/or federal healthcare programs and prescriptions purchased in AL, AR, NJ, MA and NY and controlled substances prescriptions in LA. Subject to full program terms and conditions available at SHOPYOURWAYREWARDS.com. 5% in Points is inclusive of, and not in addition to, any Base Points earned on Qualifying Purchases. When bonus point offers are combined with base points total points earned will be less than the combined point totals for each individual offer. See SHOPYOURWAYREWARDS.com for details, 5% Points cannot be combined with deferred interest financing. Sears cards are issued by Citibank, N.A. Excludes Sears Commercial OneAccounts, Sears Home Improvement Accounts, and Olan Mills Portrait Studio. Some restrictions apply. The SHOP YOUR WAY REWARDS program is offered by Sears Holdings Management Corporation. Citibank is not responsible for products or services offered by other companies.