Citi Credit Card Icon

      Get Great Deals with a Sears Card

      Home Appliances Icon

      Home Appliances

      on assorted home appliance purchases over $499 or free delivery on purchases over $399 when you use a qualifying Sears card.*

      Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within 24 months or if you make a late payment. Minimum payments required. Free delivery offer is on select home appliance purchases over $399 when you use a qualifying Sears card.*

      Offer valid January 5 - 31, 2015

      See Financing Disclosures & Exclusions

       

      Shopped at Sears or sears.com and made a qualifying purchase 11/2 - 12/25?

      Redeem your points at Sears or Kmart by 1/31/15!

      Consumer Electronics Icon

      Consumer Electronics

      5% OFF OR NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** on total consumer electronics purchases§ over $599 when you use a qualifying Sears card.*

      Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within 24 months or if you make a late payment. Minimum payments required.

      Offer valid January 1 - 24, 2015

      See Financing Disclosures & Exclusions Shop Now
      Fitness Icon

      Fitness

      5% OFF OR NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** on total fitness purchases†† over $299 when you use a qualifying Sears card.*

      Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within 24 months or if you make a late payment. Minimum payments required.

      Offer valid January 1 - 24, 2015

      See Financing Disclosures & Exclusions Shop Now
      Lawn & Garden Icon

      Lawn & Garden

      EXTRA 5% OFF OR NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** on lawn and garden purchases‡‡ over $299 when you use a qualifying Sears card.*

      Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within 24 months or if you make a late payment. Minimum payments required.

      Offer valid January 1 - 31, 2015

      See Financing Disclosures & Exclusions Shop Now
      Tools Icon

      Tools

      5% OFF OR NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** on tool purchases‡‡ over $299 when you use a qualifying Sears card.*

      Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within 24 months or if you make a late payment. Minimum payments required.

      This special financing offer is valid in store only.

      Offer valid January 1 - 31, 2015

      See Financing Disclosures & Exclusions Shop Now
      Outdoor Icon

      Outdoor Living

      5% OFF OR NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** on assorted outdoor living purchases‡‡ over $299 when you use a qualifying Sears card.*

      Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within 24 months or if you make a late payment. Minimum payments required.

      Offer valid January 1 - 24, 2015

      See Financing Disclosures & Exclusions Shop Now
      Game Room Icon

      Game Room

      5% OFF OR NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** on assorted game room purchases§§ over $299 when you use a qualifying Sears card.*

      Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within 24 months or if you make a late payment. Minimum payments required.

      Offer valid January 1 - 31, 2015

      See Financing Disclosures & Exclusions Shop Now
      Jewelry Icon

      Fine Jewelry

      5% OFF OR NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** on assorted fine jewelry purchases††† over $299 when you use a qualifying Sears card.*

      Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within 24 months or if you make a late payment. Minimum payments required.

      Offer valid December 28, 2014 - January 31, 2015

      See Financing Disclosures & Exclusions Shop Now
      Seasonal Icon

      Seasonal

      5% OFF OR NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS** on assorted seasonal purchases‡‡‡ over $299 when you use a qualifying Sears card.*

      Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within 24 months or if you make a late payment. Minimum payments required.

      Offer valid January 1 - 24, 2015

      See Financing Disclosures & Exclusions Shop Now
      Furniture Icon

      Furniture

      5% OFF OR NO INTEREST IF PAID IN FULL WITHIN 60 MONTHS** on assorted furniture purchases§§§ when you use a qualifying Sears card.*

      • No interest if paid in full within 18 months on purchases of $499 - $999.99
      • No interest if paid in full within 24 months on purchases of $1000 - $2499.99
      • No interest if paid in full within 48 months on purchases of $2500 - $3499.99
      • No interest if paid in full within 60 months on purchases of $3500 and above

      Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Subject to credit approval.

      Offer valid January 1 - 24, 2015

      See Financing Disclosures & Exclusions Shop Now
      Mattresses Icon

      Mattresses

      5% OFF OR NO INTEREST IF PAID IN FULL WITHIN 60 MONTHS** on assorted mattress and/or foundation purchases**** when you use a qualifying Sears card.*

      • No interest if paid in full within 18 months on purchases of $599 - $999.99
      • No interest if paid in full within 24 months on purchases of $1000 - $2499.99
      • No interest if paid in full within 48 months on purchases of $2500 - $3499.99
      • No interest if paid in full within 60 months on purchases of $3500 and above

      Interest will be charged to your account from the purchase date, if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Subject to credit approval.

      Offer valid January 1 - 24, 2015

      See Financing Disclosures & Exclusions Shop Now
      Auto Icon

      Auto

      NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS** on automotive purchases†††† over $199 or no interest if paid in full within 12 months on automotive purchases over $399 when you use a qualifying Sears card.*

      Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Subject to credit approval.

      Offer valid January 1 - 24, 2015

      See Financing Disclosures & Exclusions Shop Now
      Shop Your Way Icon

      MEMBER BONUS DAYS

      SHOP YOUR WAY MEMBERS GET 10% IN POINTS OR EVERYONE GETS AN EXTRA 5% OFF OR SPECIAL FINANCING** when you use your Sears card* on purchases in select departments.‡‡‡‡ Points valid in store only.

      OFFERS NOT COMBINABLE. MEMBERS CHOOSE SAVINGS, POINTS OR SPECIAL FINANCING.

      Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required. Subject to credit approval.

      Offer valid January 25 - 31, 2015

      See Disclosures & Exclusions Shop Now

      Financing Disclosures & Exclusions

      ** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):
      Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.

      With credit approval, for qualifying purchases made on a Sears card at participating locations (Sears Commercial One® accounts excluded) Sears Home Improvement AccountSM valid on installed sales only. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details. May not be combined with any other promotional offer.

      Sears cards:
      As of 1/7/15, APR for purchases: variable 7.24% - 27.24% or non-variable 14.00% - 29.99%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you.

      Sears cards are issued by Citibank, N.A.

      Purchase requirement before taxes, fees and after other discounts, and must be made in a single transaction.

      * Subject to credit approval.

      Offers may not be combinable with other Sears card offers.

      SHOP YOUR WAY
      *** Please note: If you enroll in the ShopYourWay® program, you authorize Citibank to report to Sears Holdings Management Corporation points earned with Citibank. Cardmember must link their ShopYourWay® number to their Sears card to earn points at Sears or points on External Purchases. Log on to searscard.com or call 1-800-669-8488 to link your Sears card account number with your ShopYourWay member number.

      Members earn points on qualifying purchases, excluding sales taxes and other fees. Subject to full program terms available at www.shopyourway.com. For Sears card purchases made at Sears, points will be posted in two phases for the 2% ShopYourWay Sears card offer. Base points at the time of purchase and remaining points may take 7 days or more. Must remain opted in to receiving promotional emails from ShopYourWay to earn bonus points. Members who unsubscribe at any time from receiving promotional emails from ShopYourWay are no longer bonus members but will still receive their 2% ShopYourWay points; however, they are not eligible for additional promotional points that we may offer from time to time. Bonus points are inclusive of, and not in addition to, any base points earned on qualifying purchases. When bonus point offers are combined, total points earned will be less than the combined point totals for each individual offer. During certain holiday shopping periods, deferred interest transactions excluded. See store for details. For Sears card purchases made at Kmart, the rules above apply with the following information: Points will be posted in two phases for the 5% ShopYourWay Sears card offer. Members who unsubscribe at any time from receiving promotional emails from ShopYourWay are no longer bonus members, and are not eligible for this promotion. 5% in points is inclusive of, and not in addition to, any base points earned on qualifying purchases. 5% points cannot be combined with deferred interest financing. ShopYourWay members may, subject to the terms and conditions of the ShopYourWay program, earn 1% in points on purchases made with the member's Sears MasterCard for purchases that are not classified as either qualifying purchases or non-qualifying purchases under the program ("External Purchases"). However, no points are awarded for balance transfers, cash advance transactions, cash advance transactions designated as purchases, convenience checks, returned purchases, disputed or unauthorized purchases/fraudulent transactions, annual credit card membership fees, money orders, wire transfers, bets, lottery tickets, or casino gaming chips, credit life insurance premiums, AccountCare fees, interest charges and credit card fees. Sears cards are issued by Citibank, N.A. Excludes Sears Commercial One® Accounts and Sears Home Improvement AccountsSM. Some restrictions apply. The ShopYourWay program is offered by Sears Holdings Management Corporation. Citibank is not responsible for products or services offered by other companies.

      Disclosures required by CA law will be provided in the language in which the contract is negotiated. Citi and Arc Design is a registered service mark of Citigroup Inc.

      MasterCard is a registered trademark of MasterCard International Incorporated. Sears is a registered trademark and is used under license from Sears Business Unit Corporation.

      Home Appliances 5% off or 24 months special financing or free delivery:
      ‡ Excludes Jenn-Air, Dacor, floor care, sewing machines, countertop microwaves, water heaters, water softeners, water filtration, air conditioners, air cleaners, fans, humidifiers, dehumidifiers, accessories, closeouts and everyday great price items. Excludes Sears Commercial One® accounts and Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only. Whirlpool®, LG®, GE®, GE Profile™, GE Cafe™, Frigidaire®, Electrolux, Bosch® and Samsung® appliances limited to 10% off.

      Free standard local delivery (a $69.99 value) on any appliance over $399 after discounts and coupons. Subject to credit approval. Purchase requirement calculated before taxes, fees, and after other discounts have been applied and must be made in a single transaction. Offer valid in store only on major home appliances only. Not valid on accessories, clearance, everyday great price items, and at Sears Hometown, Outlet, Appliance Showrooms and Hardware stores. Excludes Sears Commercial One® accounts. Sears Home Improvement AccountSM applies on installed merchandise only. Sears cards issued by Citibank, N.A. Standard delivery includes delivery within the local delivery area Monday through Friday and delivery not requiring additional services or time. Customer pays a charge for non-standard delivery. Local areas and non-standard delivery charges vary.

      Consumer Electronics 5% off or 24 months special financing:
      § Excludes price drops, red tag, video game hardware, BOSE®, Onkyo, prepaid calling cards, iTunes, iPod®, Sony DSLR, Sony camcorders, Sony lenses, Nikon DSLR, Nikon lenses, Samsung and Sony UPP merchandise, computers, converter boxes, tablets, eReaders, closeouts and everyday great price items. Extra 5% off cannot be combined with other Sears card discounts. Excludes Sears Commercial One® accounts and Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only.

      Fitness 5% off or 24 months special financing:
      †† Exercise equipment requires some assembly. Extra % offer is calculated on purchase price less all coupons, discounts and rewards certificates, not including tax, installation or delivery. Offer not valid with Sears Commercial One® accounts, Sears Home Improvement AccountsSM and outlet stores. Excludes everyday great price items.

      Lawn & Garden 5% off or 24 months special financing:
      ‡‡ Excludes Sears Commercial One® accounts and Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only.

      Tools 5% off or 24 months special financing:
      ‡‡ Excludes Sears Commercial One® accounts and Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only.

      Outdoor Living 5% off or 24 months special financing:
      ‡‡ Excludes Sears Commercial One® accounts and Outlet Stores. Sears Home Improvement AccountSM applies on installed merchandise only.

      Game Room 5% off or 24 months special financing:
      §§ Excludes Sears Commercial One® accounts, Sears Home Improvement AccountsSM and outlet stores. Excludes everyday great price items. Sears Home Improvement AccountSM applies on installed merchandise only.

      Fine Jewelry 5% off or 24 months special financing:
      ††† Offer valid in participating stores and online. Excludes Sears Commercial One® accounts, Sears Outlet Stores, Sears Hometown Stores, Sears Hardware Stores, Sears Appliance Showrooms.

      Seasonal 5% off or 24 months special financing:
      ‡‡‡ Excludes Sears Commercial One® accounts, Sears Outlet Stores, Sears Hometown Stores, Sears Hardware Stores, Sears Appliance Showrooms. Sears Home Improvement AccountSM applies on installed merchandise only.

      Furniture 5% off or 60 months special financing:
      §§§ Excludes Sears Commercial One® accounts and Outlet, Sears Hometown, Appliance Showrooms and Hardware stores. Sears Home Improvement AccountSM applies on installed merchandise only.

      Mattresses 5% off or 60 months special financing:
      **** Excludes select brands. Offers are not combinable. Excludes Sears Commercial One® accounts and Outlet, Sears Hometown, Appliance Showrooms and Hardware stores. Sears Home Improvement AccountSM applies on installed merchandise only.

      Auto 6 months special financing:
      †††† Excludes Sears Commercial One® accounts, Sears Outlet Stores, Sears Hometown Stores, Sears Hardware Stores, Sears Appliance Showrooms. Sears Home Improvement AccountSM applies on installed merchandise only.

      Shop Your Way Member Bonus Days 10% in points or everyone gets an extra 5% off or special financing:
      ‡‡‡‡ Subject to credit approval. OFFER VALID FROM JANUARY 25 - 31, 2015. MEMBERS CHOOSE SAVINGS OR POINTS OR SPECIAL FINANCING. OFFERS NOT COMBINABLE. Points offer valid in store only. Departments include Home Appliances, Floor Care, Fitness Equipment, Sporting Goods, Lawn and Garden, Patio and Grills, Tools, Automotive, Mattresses, Furnature, Consumer Electronics, Game Room, Clothing, Accessories, Intimate Apparel, Fine Jewelry, Footwear, Home Fashions, Household Goods and Luggage.

      Purchase requirements: Extra 5% offer applies to total Consumer Electronics, Lawn and Garden and Automotive purchases over $299, Mattress purchanses over $599 and Furniture purchases over $499. Purchase requirement calculated before taxes, installation or delivery and after discounts have been applied and must be made in a single transaction. See associate for details.

      Extra 5% off excludes Sears Commercial One® accounts and Outlet Stores. Sears Home Improvement accounts apply to installed merchandise only. Offers not valid on Insane Deals, Introductory Offers, Lands’ End, Special Purchases, Everyday Great Price items, New Balance® Athletic Shoes, Levi’s®, Shoebuy.com, baby gear, nursery furniture, Scrubology, Two Hearts Maternity, fragrances and cosmetics in Puerto Rico, closeouts, price drops, red tag, generators, Weber, propane tanks and exchanges, iComfort® and Tempur-Pedic®, Sealy® EBUYS, Brogan Select, Glen Abbey, Maddox, Stearns & Foster®, Serta EBUYS, Cary, Meriden, iSeries, Simmons® Beautyrest® North Gate, TruEnergy® and Black, crib mattresses and waterbeds, Electrolux®, Jenn-Air, Cador, Fisher & Paykel, Whirlpool® brands, countertop microwaves, water heaters, water softeners, water filtration, air conditioners, air cleaners, humidifiers, dehumidifiers, floor care accessories, sewing machines, video game hardware, Bose®, Onkyo, prepaid calling cards, iTunes®, iPod®, Sony® DSLR, Sony® camcorders, Sony® lenses, Nikon® DSLR, Nikon® lenses, Samsung and Sony® UPP, computers, converter boxes, tablets, eReaders, parts & repair center, catalog orders, Sears Licensed Businesses, installed home improvements and repair services, protection agreements and gift cards.

      By accepting Shop Your Way® member benefits and offers, you agree to the Shop Your Way terms and conditions, available at www.shopyourway.com/terms. Members earn points on qualifying purchases, excluding sales taxes and other fees. Must remain opted-in to receiving promotional emails from Shop Your Way to earn extra points. Extra points are inclusive of, and not in addition to, any base points earned on qualifying purchases. When extra point offers are combined, total points earned will be less than the combined point totals for each individual offer. See shopyourway.com for details.