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Lease It | Take it home today no credit required | apply now | Over 1 million customers have leased with us people love it!
Lease a refrigerator for as low as $30 a week - based on $699 refrigerator Lease it for $30 down, plus 19 weekly payments | shop all refrigerators
Low and Budget-Friendly Payments That Won't Break the Bank | shop all lease eligible departments
Lease a lawn tractors for as low as $54 a week | Based on a $1200 tractor Lease it for $54 down, plus 19 weekly payments, plus applicable taxes | shop all tractors
Lease a telivision for as low as $25 a week | Based on a $550 television Lease it for $25 down, plus 19 weekly payments, plus applicable taxes | shop all televisions
Lease a patio set for as low as $21 a week | Based on a $499 patio set Lease it for $23 down, plus 19 weekly payments, plus applicable taxes | shop all patio sets
Know the price of your item? Estimate Your Payments

Why Lease at Sears?
No Credit Required | Get it today Instant decisions No reference required No application fees We love to say yes
Top Brands | Lease a wide selection of brand new items from Craftsman, Kenmore, Samsung, LG and More.
Flexible Payments | You choose — weekly (online only), twice a month or monthly. Or buy it early after 30, 60, 90 days for slightly more than the cash price. (not available in NJ, VT, WI & WV.)
We're a Better Value | NEW products at competitive prices Include delivery, installation and protection agreements

How it Works
After the 5-month minimum term is met, you can Continue to lease, Buy it out Not available in NJ, VT, WI & WV., Return your leased item(s) to WhyNotLeaseIt (normal wear & tear accepted)
Apply | shop, then apply online or instore
Pay | make your first payment
Enjoy | take it home or we’ll deliver it

Must be at least 18 years old
Minimum monthly income
Valid Social Security or Taxpayer Identification Number
Make the first payment and set up ongoing payments
Valid email address
Valid checking account or credit/debit card

What do I need to apply?

Early Purchase Options
Take advantage of our 30, 60 or 90 day options to own it for slightly more than the cash price. (not available in NJ, VT, WI & WV.) | EXAMPLE - Own a $500 item for as little as $525, with up to 30 days to pay. Plus applicable tax
1-30 days plus 5% over cash price only $525
31-60 days plus 8% over cash price only $540
61-90 days plus 10% over cash price only $550

*This is a lease transaction. Qualifying merchandise of at least $199 is required to enter into a lease at Sears. Excludes non-durable goods, footwear and apparel items. Must be at least 18 years old. Income requirements apply. Minimum 5-month lease agreement. Lease requires consumer to make first payment at lease signing, plus 19 weekly (offered online only), 9 bi-weekly, or 4 monthly lease payments. At the end of the minimum term, leasing customer can: (1) continue to lease by making periodic payments in accordance with the terms of your lease agreement; (2) exercise a purchase option per the terms of the lease agreement (not available in NJ, VT, WI & WV); or (3) return leased items to WhyNotLeaseIt®. No security deposit required. TEMPOE, LLC dba WhyNotLeaseIt® is an independent service provider of the LEASE IT program and not an affiliate or licensee of Sears®, Kmart®, Shop Your Way® or any other Sears Holdings Corporation or its affiliates. **Early purchase options available at 30, 60, and 90 days for 5%, 8%, or 10% over cash price minus any additional money down, if applicable.

 


What is Leasing at Sears?

 

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Appliances
Electronics
Fine Jewelry
Fitness

Lawn and Garden
Mattresses
Outdoor Living
Tools

 

FREQUENTLY ASKED QUESTIONS
 

Who is Sears' leasing partner?

Leasing transactions at Sears go through the company WhyNotLeaseIt®. They’re an independent service provider. Transactions with WhyNotLeaseIt® are secure, confidential and compliant with all federal consumer leasing laws.

What is the minimum leasing term?

The minimum leasing term is 5 months. After you've completed your 5-month minimum lease term you may buy out your lease for a portion of the remaining depreciated value of the item(s).

What is the Early Purchase option?

Take advantage of our 30, 60 or 90 day Early Purchase options to own it for slightly more than the lease amount. (Early Purchase options are not available in NJ, VT, WI & WV. For example, you can own a $500 item for 5% over cash price, plus applicable taxes for $525 between days 1-30, 8% over cash price, plus applicable taxes for $540 between days 31-60, or 10% over cash price, plus applicable taxes for $550 between days 61-90.

What if I don’t want to buy it early?

If you decide not to take advantage of the Early Purchase option, you'll continue making lease payments for the 5-month minimum term. Once you've completed the 5-month minimum term you can: (1) continue to lease by making payments in the same amount and on the same payment schedule; (2) exercise a purchase option per the terms of the lease agreement (not available in NJ, VT, WI, & WV); or (3) return leased items to WhyNotLeaseIt®

Who should I contact with questions about my lease?

You can contact WhyNotLeaseIt® with all questions about your lease. Their customer service department is available 7 days a week. They can be reached by phone at 1-855-965-4669 and by email at sears@whynotleaseit.com. You can also access information about your lease online at the customer service center.

Do I make payments at the store?

No, payments are auto deducted from your bank account, credit card or debit card each period on the dates listed in your payment schedule.

How do I buy out my lease?

You can purchase your leased items from WhyNotLeaseIt®. Once the purchase is complete, you can request proof of ownership from WhyNotLeaseIt. 

How do I return an item I’m leasing?

Once your 5-month minimum term is met you may return your leased item(s) to WhyNotLeaseIt®. Call 1-855-965-4669 or email sears@whynotleaseit.com for more information.


Apply online and lease merchandise from Sears.

Most people live on a tight budget, which means money isn't always available at their fingertips. Sears has revolutionized the “rent-to-own” idea with a new leasing program. The program allows you to lease almost everything including consumer electronics, large appliances, furniture and basic accessories. Sears also offers members owning options that are simple, easy and affordable. With the Early Purchase Option, members have the opportunity to purchase leased items within 30, 60 or 90 days from the origination of the lease agreement; earlier than the traditional 5 month Kmart leasing program to reduce the overall cost of owning your leased items. Simply apply online, get approved, and then take your approval code into your local Sears store to select items you're interested in leasing. A friendly Sears associate will then help you shop your way by compiling an inventory of everything you need.

Applying online for a lease is easy, and you'll gain immediate access to a full range of merchandise upon approval. Unlike credit programs, getting approved for Sears’ leasing program is fast and easy; you don't need to stress about your low credit score because credit isn't required for approval. To qualify, you must be at least 18 years old with a valid Social Security or Individual Taxpayer ID Number and meet the minimum monthly income. With leasing, all you need to do is make your first payment, and you can take your items home that day (when leasing in-store) or we’ll delivery them to you. Get approved in seconds and enjoy conveniently low payments and a flexible payment plan.