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Credit Card Offer

Some kind of exclusion copy thats needed

Earn Points on Everyday Purchases

Earn Points on Everyday Purchases

Use your Sears Mastercard® and watch your Shop Your Way® points add up see how it works

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Redeem Your Points and Pay Less at Sears & Kmart

Home Appliances

5% OFF ON SELECT HOME APPLIANCES (A) ITEMS OVER $499+ OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 6 months ** on select Home Appliances (A) over $99+ - $499+

- 12 months** on select Home Appliances (A) over $499+

 

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears Card.

Offer valid October 7th through October 31st, 2018.

(A) Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears Card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only. Must select the Special Financing offer on the payment page in checkout to get special financing offer. May not be combined with other promotional offers. Not valid on Parts & Repair Center, catalog orders, Sears licensed businesses, installed home improvements and repair services, protection agreements and gift cards. Excludes Sears Hometown Stores, Sears Home Appliance Showrooms, Sears Hardware Stores and Sears Outlet Stores. Savings offer excludes closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items, Jenn-Air, Dacor, floor care, sewing machines, countertop microwaves, air conditioners, air cleaners, fans, heaters, humidifiers, dehumidifiers, water heaters, water softeners, and floor care accessories.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

 

With credit approval, for qualifying purchases made one a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offer. Sears cards: As of 10/02/2018, APR for purchases: Variable 9.24%-27.24% or non-variable 5.00%-26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

 

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Auto

NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 6 months** on Automotive and Tire (I) items over $99+-$399+ made at participating stores

-12 months** on Automotive and Tire (I) items over $399+ made at participating stores

-12 months** on Automotive and Tire (I) items over $100+ made online only

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period. Offer requires the use of a qualified Sears Card.

Offer valid October 7th through November 3rd, 2018.

(I) Offer available on items sold by Sears only.  Subject to change without notice. Offer requires the use of a qualified Sears Card and is subject to credit approval.  Excludes Sears Commercial One® accounts.   Sears Home Improvement AccountSM applies on installed merchandise only.  Must select Special Financing offer on the payment page in checkout to get the special financing. May not be combined with other promotional offers. Savings offer excludes closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

 

With credit approval, for qualifying purchases made one a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offer. Sears cards: As of 10/02/2018, APR for purchases: Variable 9.24%-27.24% or non-variable 5.00%-26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

 

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Fitness

5% OFF ON SELECT FITNESS EQUIPMENT (C) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 6 months ** on select Fitness (C) items over $99+ - $299+

- 12 months** on select Fitness (C) items over $299+

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within promotional period.  Offer requires the use of a qualified Sears Card.

Offer valid October 7th through November 3rd, 2018.

(C) Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears Card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing offer. May not be combined with other promotional offers. Not valid on Parts & Repair Center, catalog orders, Sears licensed businesses, installed home improvements and repair services, protection agreements and gift cards. Excludes Sears Hometown Stores, Sears Home Appliance Showrooms, Sears Hardware Stores and Sears Outlet Stores. Savings offer excludes closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

 

With credit approval, for qualifying purchases made one a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offer. Sears cards: As of 10/02/2018, APR for purchases: Variable 9.24%-27.24% or non-variable 5.00%-26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

 

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Lawn & Garden

5% OFF ON SELECT LAWN & GARDEN (D) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 6 months ** on select Lawn and Garden (D) items over $99+ - $299+

- 12 months** on select Lawn and Garden (D) items over $299+

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within promotional period.  Offer requires the use of a qualified Sears Card.

Offer valid October 7th through November 3rd, 2018.

(D) Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears Card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing offer. May not be combined with other promotional offers. Not valid on Parts & Repair Center, catalog orders, Sears licensed businesses, installed home improvements and repair services, protection agreements and gift cards. Excludes Sears Hometown Stores, Sears Home Appliance Showrooms, Sears Hardware Stores and Sears Outlet Stores. Savings offer excludes closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

 

With credit approval, for qualifying purchases made one a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offer. Sears cards: As of 10/02/2018, APR for purchases: Variable 9.24%-27.24% or non-variable 5.00%-26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

 

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Tools

5% OFF TOOLS (E) PURCHASES IN STORE AND ONLINE OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD
(available in store only)


-6 months** on select Tools (E) over $99+ -  $299+ in-store only
-12 months** on select Tools (E) over $299+ in-store only

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within promotional period.  Offer requires the use of a qualified Sears Card.

Offer valid October 7th through November 3rd, 2018.

(E) Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears Card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing offer. May not be combined with other promotional offers. Not valid on Parts & Repair Center, catalog orders, Sears licensed businesses, installed home improvements and repair services, protection agreements and gift cards. Excludes Sears Hometown Stores, Sears Home Appliance Showrooms, Sears Hardware Stores and Sears Outlet Stores. Savings offer excludes closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

 

With credit approval, for qualifying purchases made one a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offer. Sears cards: As of 10/02/2018, APR for purchases: Variable 9.24%-27.24% or non-variable 5.00%-26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

 

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Outdoor Living/ Seasonal

5% OFF ON SELECT OUTDOOR LIVING (F) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 6 months ** on select Outdoor Living (F) items over $99+ - $299+

- 12 months** on Outdoor Living (F) items over $299+

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within promotional period.  Offer requires the use of a qualified Sears Card.

Offer valid October 7th through November 3rd, 2018.

(F) Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears Card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing offer. May not be combined with other promotional offers. Not valid on Parts & Repair Center, catalog orders, Sears licensed businesses, installed home improvements and repair services, protection agreements and gift cards. Savings offer excludes Sears Hometown Stores, Sears Home Appliance Showrooms, Sears Hardware Stores and Sears Outlet Stores. Excludes closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

With credit approval, for qualifying purchases made one a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offer. Sears cards: As of 10/02/2018, APR for purchases: Variable 9.24%-27.24% or non-variable 5.00%-26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

 

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Sporting Goods

5% OFF ON SELECT SPORTING GOODS (G) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 6 months ** on Sporting Goods (G) items over $99+ - $299+

- 12 months** on Sporting Goods (G) items over $299+

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within promotional period.  Offer requires the use of a qualified Sears Card.

 

Offer valid October 7th through November 3rd, 2018.

(G) Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears Card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing offer. May not be combined with other promotional offers. Not valid on Parts & Repair Center, catalog orders, Sears licensed businesses, installed home improvements and repair services, protection agreements and gift cards. Excludes Sears Hometown Stores, Sears Home Appliance Showrooms, Sears Hardware Stores and Sears Outlet Stores. Savings offer excludes closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

 

With credit approval, for qualifying purchases made one a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offer. Sears cards: As of 10/02/2018, APR for purchases: Variable 9.24%-27.24% or non-variable 5.00%-26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

 

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Fine Jewelry

5% OFF ON SELECT FINE JEWELRY (H) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 6 months ** on Fine Jewelry (H) items over $99+ - $299+

- 12 months** on Fine Jewelry (H) items over $299+

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within promotional period.  Offer requires the use of a qualified Sears Card.

Offer valid October 7th through November 3rd, 2018.

(H)Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears Card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing offer. May not be combined with other promotional offers. Not valid on Parts & Repair Center, catalog orders, Sears licensed businesses, installed home improvements and repair services, protection agreements and gift cards. Excludes Sears Hometown Stores, Sears Home Appliance Showrooms, Sears Hardware Stores and Sears Outlet Stores. Savings offer excludes Special Value Watch Items, clearance, Unilateral Pricing Policy (UPP) and Everyday Great Price items.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

 

With credit approval, for qualifying purchases made one a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offer. Sears cards: As of 10/02/2018, APR for purchases: Variable 9.24%-27.24% or non-variable 5.00%-26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

 

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Mattresses

5% OFF ON SELECT MATTRESSES/FOUNDATIONS (L) ITEMS OVER $599+ OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD: 

-6 months** on Mattresses/Foundations (L) over $99+ - $599+

-12 months** on select Mattresses/Foundations (L) over $599+

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.  Offer requires the use of a qualified Sears Card.  

Offer valid October 15th through November 3rd, 2018.

(L) Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears Card and is subject to credit approval.  Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing offer. May not be combined with other promotional offers. Not valid on Parts & Repair Center, catalog orders, Sears licensed businesses, installed home improvements and repair services, protection agreements and gift cards. Excludes Sears Hometown Stores, Sears Home Appliance Showrooms, Sears Hardware Stores and Sears Outlet Stores. Savings offer excludes closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items, Serta Coralee, Foreston, Hadley, Taryn, Serta Ebuy, Amber Creek, Willow Park, Sealy Talworth, Anaheim, Basford, Dunlap, Sealy Ebuy, Beautyrest Black, Comforpedic and Tempur-Pedic.

Sears cards: As of 10/02/2018, APR for purchases: Variable 9.24%-27.24% or non-variable 5.00%-26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you. See card agreement for details, including the APRs and fees applicable to you.  Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

 

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Furniture

5% OFF ON SELECT FURNITURE (J) ITEMS OVER $299+ OR NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD:

- 6 months ** on select Furniture (J) over $99+ - $299+

- 12 months** on select Furniture (J) over $299+ - $599+

- 18 months** on select Furniture (J) over $599+

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within promotional period.  Offer requires the use of a qualified Sears Card.

Offer valid October 7th through November 3rd, 2018.

(J) Offer available on items sold by Sears only.  In-store offers may vary.  Subject to change without notice.  Offer requires the use of a qualified Sears Card and is subject to credit approval. Excludes Sears Commercial One® accounts.  Sears Home Improvement AccountSM applies on installed merchandise only. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing offer. May not be combined with other promotional offers. Not valid on Parts & Repair Center, catalog orders, Sears licensed businesses, installed home improvements and repair services, protection agreements and gift cards. Savings offer excludes Sears Hometown Stores, Sears Home Appliance Showrooms, Sears Hardware Stores and Sears Outlet Stores. Excludes closeouts, clearance, Smart Buys, Unilateral Pricing Policy (UPP) and Everyday Great Price items.

** IMPORTANT SPECIAL FINANCING/DEFERRED INTEREST DETAILS (when offered):

No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full with in the promotional period.

 

With credit approval, for qualifying purchases made one a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement AccountSM valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offer. Sears cards: As of 10/02/2018, APR for purchases: Variable 9.24%-27.24% or non-variable 5.00%-26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details.  May not be combined with any other promotional offer.

 

see details