Skip Navigation
Sears Credit Card

Your Sears card, your choice

Sears Credit Card

 

Apply and use today, if approved:

  1. Choose your card
  2. Sign in or create an online profile*
  3. Complete your application
  4. If approved, return to Sears and use your new card today

OR

Apply and use later:

  1. Choose your card
  2. Complete your application
  3. If approved, you'll get your card within 14 days
  4. Use your new card in-store or online

 

*Not a Shop Your Way member? Join when you create a sears.com profile. If you apply for a Sears card, your credit application will be pre-filled using your online profile. If you are approved for a Sears card, you understand your new credit card number and contact information will be transferred to Sears. Sears will save your credit card number and contact information in your Sears.com on-line profile which will allow you to make qualifying purchases immediately with your new credit card account. You understand that you may delete this information at any time from your Sears.com profile and if you do, you will not be able to make on-line purchases with this credit card account until you receive your card in the mail.

 

learn more about applying

Sears Card

Apply for a Sears Card and take advantage of special financing¹ offers, promotions and other great Sears Card benefits for shopping at Sears & Kmart.

Sears Credit Card

 

Apply and use today, if approved:

  1. Choose your card
  2. Sign in or create an online profile*
  3. Complete your application
  4. If approved, return to Sears and use your new card today

OR

Apply and use later:

  1. Choose your card
  2. Complete your application
  3. If approved, you'll get your card within 14 days
  4. Use your new card in-store or online

 

*Not a Shop Your Way member? Join when you create a sears.com profile. If you apply for a Sears card, your credit application will be pre-filled using your online profile. If you are approved for a Sears card, you understand your new credit card number and contact information will be transferred to Sears. Sears will save your credit card number and contact information in your Sears.com on-line profile which will allow you to make qualifying purchases immediately with your new credit card account. You understand that you may delete this information at any time from your Sears.com profile and if you do, you will not be able to make on-line purchases with this credit card account until you receive your card in the mail.

 

learn more about applying

Sears Mastercard

Earn a $150 statement credit
when you spend $2,000 on eligible purchases within 30 days of approval for a Sears Mastercard®. Excludes deferred interest purchases.**

 

Boost your buying power with more benefits
 

  • Earn More Points

    Earn More Points

    Get extra points at gas stations, restaurants & more with your Sears Mastercard with Shop Your Way*.
  • Financing Options

    Financing Options

    Get special financing1 on select categories at Sears & Kmart.
  • No Annual Fee

    No Annual Fee

    Enjoy the benefits of your Sears card without an annual fee+1.
  • Protection and Security

    Protection and Security

    $0 liability on unauthorized purchases and Citi Identity Theft Solutions.

** $150 Statement Credit Offer: Valid on new accounts opened 6/28/17-11/1/17. This offer does not apply to deferred interest purchases. This promotion is only available to the applicant for use with the Sears Mastercard®, is not transferable and is subject to credit approval. You have the opportunity to receive a $150 statement credit when eligible purchases totaling $2,000 or more are made and post to your account within 30 days from account opening. The following types of transactions don't qualify as eligible purchases: deferred interest transactions, use of checks that access your Sears Card Account; balance transfers; cash advances; travelers checks, foreign currency purchases, money orders, wire transfers and similar cash-like transactions; lottery tickets, gaming chips and similar betting transactions; interest and account fees; unauthorized charges; and items returned for credit. The Sears Mastercard® account must be current and open at the time we determine whether you qualify for the statement credit in order to receive the statement credit. Please allow 4-8 weeks after the end of the promotional period for the statement credit to be added to your account. Limit one new account offer per account, valid for on-line applications only.

+ Sears Mastercard - New Account: As of 6/21/2017, the APR for purchases is 26.24% and the APR for cash advances is 28.15%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction; minimum $5. See card agreement for details. To make a purchase today at a Sears or Kmart store, bring a photo ID and have an associate complete an account look-up.

1 Subject to credit approval. Terms and conditions apply. May not be combined with any other credit promotion offer. Purchase requirement before taxes, fees, and other discounts and must be made in a single transaction. 

* Sears Mastercard 5-3-2-1 Promotion: New card members only. Subject to credit approval. Limitations, terms and conditions apply. You will be given further information when you apply. The Shop Your Way program is offered by Sears Holdings Management Corporation. Citibank is not responsible for products or services offered by other companies.

Limit one new account offer per account. Offer at participating locations only and may vary. The new account offer will not apply if your purchase is subject to different special financing (deferred interest) . Offers are subject to change without notice. Restrictions apply.

Sears cards are issued by Citibank, N.A.