Skip Navigation
Sears Credit Card

Your Sears card, your choice

Sears Credit Card

 

Apply and use today, if approved:

  1. Choose your card
  2. Sign in or create an online profile*
  3. Complete your application
  4. If approved, return to Sears and use your new card today

OR

Apply and use later:

  1. Choose your card
  2. Complete your application
  3. If approved, you'll get your card within 14 days
  4. Use your new card in-store or online

 

*Not a Shop Your Way member? Join when you create a sears.com profile. If you apply for a Sears card, your credit application will be pre-filled using your online profile. If you are approved for a Sears card, you understand your new credit card number and contact information will be transferred to Sears. Sears will save your credit card number and contact information in your Sears.com on-line profile which will allow you to make qualifying purchases immediately with your new credit card account. You understand that you may delete this information at any time from your Sears.com profile and if you do, you will not be able to make on-line purchases with this credit card account until you receive your card in the mail.

 

learn more about applying

Sears Card®

Apply for a Sears Card and enjoy savings on your favorite brands with special financing+, special offers, exclusive events and coupons at Sears and Sears.com.

Sears Credit Card

 

Apply and use today, if approved:

  1. Choose your card
  2. Sign in or create an online profile*
  3. Complete your application
  4. If approved, return to Sears and use your new card today

OR

Apply and use later:

  1. Choose your card
  2. Complete your application
  3. If approved, you'll get your card within 14 days
  4. Use your new card in-store or online

 

*Not a Shop Your Way member? Join when you create a sears.com profile. If you apply for a Sears card, your credit application will be pre-filled using your online profile. If you are approved for a Sears card, you understand your new credit card number and contact information will be transferred to Sears. Sears will save your credit card number and contact information in your Sears.com on-line profile which will allow you to make qualifying purchases immediately with your new credit card account. You understand that you may delete this information at any time from your Sears.com profile and if you do, you will not be able to make on-line purchases with this credit card account until you receive your card in the mail.

 

learn more about applying

Sears Mastercard®

Earn a $40 Statement Credit
when you spend $50 in eligible purchases in the first 30 days when you are approved for a new Sears Mastercard®*. Excludes deferred interest and major purchase plan purchases. Valid on new accounts opened 11/1/18 – 1/31/19, online applications only.

 

Boost your buying power with more benefits
 

  • Earn More Points

    Earn More Points

    Get extra points at gas stations, restaurants & more with your Sears Mastercard with Shop Your Way. **
  • Financing Options

    Financing Options

    Get special financing+ on select categories at Sears & Kmart.
  • No Annual Fee

    No Annual Fee

    Enjoy the benefits of your Sears card without an annual fee. ++
  • Protection and Security

    Protection & Security

    $0 liability on unauthorized purchases and Citi Identity Theft Solutions.

*$40 Statement Credit Offer: This offer does not apply to deferred interest or major purchase plan purchases. This promotion is available only to the applicant for use with the Sears Mastercard, is not transferable and is subject to credit approval. You have the opportunity to receive a $40 statement credit when eligible purchases totaling $50 or more are made and posted to your account within 30 days of account opening. Limit one $40 credit per account. The following types of transactions don’t qualify as eligible purchases: deferred interest transactions or major purchase plan purchases; use of checks that access your Sears Card account; balance transfers; cash advances; travelers checks, foreign currency purchases, money orders, wire transfers and similar cash-like transactions; lottery tickets, gaming chips and similar betting transactions; interest and account fees; unauthorized charges; and items returned for credit. The Sears Mastercard account must be current and open at the time we determine whether you qualify for the statement credit in order to receive the statement credit. Please allow 4–8 weeks after the end of the promotional period for the statement credit to be added to your account. Limit one new account offer per account. Valid for online applications only.

Offers are subject to change without notice. Restrictions apply.

 

ACQUISITION TILA:

**As of 10/02/2018, the APR for purchases (and for the Sears Mastercard®, the APR for balance transfers) is 27.24% and the APR for cash advances is 29.15%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction; minimum $5. For the Sears Mastercard, the balance transfer fee is 5% of each transaction, minimum $10, and the transaction fee for foreign purchases is 3% of each purchase transaction in U.S. dollars. See card agreement for details.