Low & Budget-Friendly Payments
*Offer valid in store at Sears full-line stores and online at sears.com. This is a lease transaction. Must be at least 18 years old. Valid photo ID required. Income requirements apply. Qualifying merchandise of at least $199 is required to enter into a lease at Sears. Excludes non-durable goods. Minimum 5-month lease agreement. Lease requires consumer to make first payment at lease signing, plus 19 weekly (offered online only), 9 twice-monthly, or 4 monthly lease payments. At the end of the minimum term, the leasing customer can: (1) continue to lease by making periodic payments in accordance with the terms of the lease agreement; (2) exercise a purchase option per the terms of the lease agreement (not available in NJ, VT, WI & WV); or (3) return the leased item(s) to WhyNotLeaseIt®. For example, leased item(s) with lease amount of $600 with a weekly lease payment schedule (offered online only) would require an initial payment of $60 followed by 19 weekly payments of approximately $25.26 plus tax, or a twice-monthly lease payment schedule would require an initial payment of $60 followed by 9 twice-monthly payments of approximately $53.33 plus tax, or a monthly lease payment schedule would require an initial payment of $120 followed by 4 monthly payments of approximately $105.00 plus tax, with total cost to lease the item(s) for the 5-month minimum term of $540.00 plus tax. No security deposit required. TEMPOE, LLC dba WhyNotLeaseIt® is an independent service provider of the LEASE IT program and not an affiliate or licensee of Sears®, Kmart®, Shop Your Way® or any other Transform SR Holdings LLC or its affiliates.
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Everyday Offer Details & Exclusions
5% OFF* ON SELECT SITEWIDE PURCHASES WITH QUALIFYING SHOP YOUR WAY OR SEARS CREDIT CARD**
OR
NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS**
On select sitewide* purchases of $299† or more with a qualifying Shop Your Way of Sears credit card.
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.
Offer valid 9/20/2020-1/29/2022.
*See disclosures and exclusions. As of 9/20/2020, Instant Savings or Deferred Financing excludes:
EXCLUSIONS THAT APPLY TO ALL CATEGORIES:
Clearance, Everyday Great Price, Unilateral Pricing Policy (UPP), Parts & Repair Center, catalog orders, Sears licensed businesses, installed home improvements and repair services, protection agreements, Sears Dental, Uniforms, Sears Marketplace purchases, and Layaway Contracts and gift cards. Excludes Sears Authorized Hometown Stores, searshometownstores.com, Kmart and kmart.com. Offer available on items sold by Sears only. In-store offers may vary. Subject to change without notice. Offer requires the use of a qualified Shop Your Way or Sears credit card and is subject to credit approval. Excludes Sears Commercial One® accounts. Sears Home Improvement Account(SM) applies on installed merchandise only. Must select the Savings offer or Special Financing offer on the payment page in checkout to get instant savings or special financing. May not be combined with other promotional offers.
EXCLUSIONS THAT APPLY TO SPECIFIC CATEGORIES:
HOME APPLIANCES: Excludes home appliance closeouts.
MATTRESS: Excludes 0% APR transactions, Beautyrest Black, Beautyrest Platinum, Beautyrest Silver Hybrid, iComfort, Tempur Pedic, Adjustable Bases, Nectar, Sealy Hybrid, Sealy Conform, Stearns & Foster
AUTOMOTIVE: Excludes auto closeouts and Smart Buy
LAWN & GARDEN: Excludes generators, propane tanks and exchanges
FINE JEWELRY: Excludes Special Value Watch items and Introductory Offers
CLOTHES: Excludes Best Member Deals, WOW Items, Insane Deals, Deal Flash, Levi’s®, Jansport, Regatta, baby gear/furniture, fragrances/cosmetics
SHOES: Excludes Best Member Deals, WOW Items, Insane Deals, Deal Flash, work boots & work shoes
HOME GOODS: Excludes Best Member Deals, WOW items, Insane Deals, Deal Flash, “As Seen On TV”, Serta iComfort Pillow, Tempurpedic Tempur Pillows
FURNITURE: Excludes closeouts, Best Member Deals, WOW items, Insane Deals, Deal Flash, Smart Buy
CONSUMER ELECTRONICS: Excludes video game hardware, BOSE®, prepaid calling cards, iTunes, Canon® DSLR, Nikon® DSLR and lenses, computers, converter boxes, tablets, eReaders, streaming players, Belkin WeMo, Philips Hue, Samsung®, Sharp®, LG®, Sony® and Withings
TOOLS/OUTDOOR LIVING/SEASONAL/FITNESS/SPORTING GOODS & GAME ROOM: Not valid on generators, propane tanks and exchanges.
†Purchase requirement less coupons, discounts and reward certificates and does not include tax, installation, shipping or fees, and must be made in a single transaction. For online transactions you must select the Savings offer or Special Financing offer on the payment page in checkout. See store or sears.com for details.
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**IMPORTANT DEFERRED INTEREST PROMOTIONAL DETAILS (when offered):
No interest if paid in full within the promotional period. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.
With credit approval, for qualifying purchases made on a Shop Your Way or Sears credit card (Sears Commercial One® accounts excluded). Sears Home Improvement Account(SM) valid on installed sales only. Offer valid for consumer accounts in good standing and is subject to change without notice. May not be combined with other Shop Your Way or Sears credit card offers. Shop Your Way and Sears credit cards: As of 09/15/2020, APR for purchases: Variable 7.24% -25.24% or non-variable 5.00% -26.49%. Minimum interest charge: up to $2. See card agreement for details, including the APRs and fees applicable to you.
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Shop Your Way and Sears credit cards are issued by Citibank, N.A. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Citi and Arc Design is a registered service mark of Citigroup Inc. Shop Your Way and related logos, are used with permission and under license from Transform SR Brands LLC. Citibank is not responsible for products or services offered by other companies.
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